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Monday, September 25, 2023

Testaankoop wants to put pressure on banks by offering more savings interest on ‘government accounts’: how much would that yield for savers?

If the banks do not raise the interest on our savings accounts on their own, they should be forced to do so. Today, the House Finance Committee will discuss, among other things, the Test Purchase proposal. This means, following the example of the French Livret A, that banks are obliged to offer every Belgian a new regulated savings account with an interesting single interest rate. How does such a government account work? And what return could it offer?

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